Get Help

BCM Georgia has been assisting vulnerable neighbors since 1987. Our programs have evolved and grown over the years. Today, we offer 3 programs to support our community, serving 1,098 families in the past year alone. Metro Atlanta is the primary service area, but we also help families across Georgia. Whether it be an emergency intervention to bridge a financial gap and keep a family housed during family crisis, wrap-around services to help a family go from homelessness to navigate long-term living independence, or a financial education program that instills budgeting habits and lifelong skills for financial success, BCM is there to keep our communities strong and thriving.

Emergency Rental Assistance

BCM Georgia’s Emergency Assistance Program provides critical financial assistance to Metro Atlanta residents to prevent eviction and utility disconnection for families facing temporary crises, including illness, loss of income, the death of a family member, or divorce.

Online Application
For more information, email EmergencyAssistance@bcmgeorgia.org
  • Must live in the Greater Metro Atlanta area
  • Must have a current lease or mortgage in your name
  • Must have paid three full months of rent or mortgage
  • Must provide proof of a documented emergency
  • Must be employed or have been employed in the last 12 months
  • Must have a valid picture ID
  • Must have proof of income
  • Must have a valid email address
  • Financial assistance is limited to once every 12 months
  • A maximum of two assistance awards within five years

*Important: You must have digital copies of all required documents to attach to your application.

  • Current Driver’s License or State ID
  • Signed lease or mortgage statement in your name
  • Most recent rental ledger
  • Most recent utility bill in your name
  • Proof of income:
    • Current job: At least 3–4 pay stubs, or a bank statement with direct deposit info
    • Job loss: Separation letter or wage report from the Department of Labor
    • Self-employed: Tax documentation (1099, W-2, or return) + business receipts/invoices/bank statements
  • Documentation of Emergency, such as:
    • Pay stubs showing reduced income
    • Employer separation notice
    • Medical expense receipts (marked paid)
    • Eviction notice or late rent notice
    • Proof of disaster (fire, flood, pandemic impact)

BCM Georgia offers an online application process that allows applicants to submit required documentation and schedule an appointment.

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Application Submission

You will receive a “PENDING” confirmation email upon submission. (Check your Spam folder.)

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Review & Screening

A BCM case manager will review your documents within 48 hours.

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Notification of Eligibility

You will receive an email with one of the following:

  • Confirmed: Appointment scheduled for a virtual intake assessment.
  • Additional Information Needed: You must submit missing documents before your appointment is confirmed.
  • Canceled: You are not eligible for assistance at this time.
  • What happens if I am unable to meet the pledge agreement?
    ‍    Your pledge will be canceled. After three missed pledges, you must wait six months to reapply.
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  • What if no appointment slots are available online?
    ‍    This means we are at capacity. Please check back regularly or contact 2-1-1 for alternative resources.
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  • Can I visit the BCM office for financial assistance?
    ‍    No. The office is for administration only. Case managers are not available for walk-ins.
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  • How much will BCM provide?
    Pledge amounts vary based on available resources and your situation. BCM does not cover:
    • Late fees
    • Warrant fees
    • Other penalties
God

We believe that there is one God eternally existing in three persons--Father, Son and Holy Spirit. He is the Creator of all things.
(Genesis 1:1; John 1:1; Matthew 3:16-17; 2 Corinthians 13:14)
We believe in Jesus Christ, God in human flesh, who came to this world to die for our sins and who was bodily raised from the dead.
(1 Corinthians 15:1-8)
We believe in the Holy Spirit, the Spirit of the Living God, who draws people to Christ and who lives in every person who has received Christ.
(John 16:8-9; Acts 2:38; Ephesians 1:13-14)  

The Bible

We believe the Bible is the only infallible, inspired, and authoritative Word of God. As such it is our final authority for all matters of faith and Christian practice. (2 Timothy 3:14-16)

Man

We believe that man, created by God, willfully sinned and as a result, is lost and without hope apart from Jesus Christ.(Romans 3:23, Romans 6:23; Acts 4:12)

Salvation

We believe that salvation—the forgiveness of sins—is available only by the grace of God through the blood of Jesus Christ. This free gift of salvation is offered to all who receive Christ as Lord and Savior. (Ephesians 2:8-9; Colossians 2:6; John 3:16)
We believe the Bible clearly teaches the pattern to receive Christ is to believe in Jesus as God’s Son and Savior of the world, repent of personal sin, and confess Christ publicly.(Romans 10:9; Acts 2:36-38, Mark 16:16)  

The Church

We believe that the Church is the body and bride of Christ on earth, founded on the Day of Pentecost, consisting of all Christians everywhere.(Matthew 16:13-18; Acts 2:14-47)
 We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)

Ordinances

We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)Each week, we take communion to renew our commitment to each other and to Christ. The Lord's supper is an invitation to exalt Jesus together, and as often as we do it, we proclaim the Lord's death until He comes. (1 Corinthians 11:26, Matthew 26:26-28)

End Times

We believe that death seals the eternal destiny of each person. Those who are forgiven will spend eternity with God in heaven, those not forgiven will be eternally separated from God in hell.
(Hebrews 9:27; John 5:28-29; Daniel 12:2; 2 Corinthians 4:14; Acts 17:31)
We believe in the personal return and victorious reign of Jesus Christ, who will judge in equity and justice all people who have ever lived, giving over those who were unrepentant to eternal condemnation but receiving the redeemed into eternal life.(Acts 1:11; 2 Peter 3:9-10; Rev. 19:11-16)

"I was in fear of not being able to pay my rent due to lost wages at my job. BCM did such in an Amazing job helping me. Thank you so much!"

Kayla*, Single Mother

*Names changed to protect the identity of BCM clients

Foundation 3TM

Through Foundation 3™, BCM Georgia helps working families that are experiencing or are on the brink of homelessness establish a solid financial foundation. The program targets three essential areas: safe housing, stable employment, and education. While enrolled in the program, participants receive financial assistance for rent and utilities for a period of 12 months. Participants are required to attend weekly virtual case management meetings, which include career-based education and employment services, as well as other case-specific supports.

Applications Open November
For more information, email Foundation3@bcmgeorgia.org
  • The family must be experiencing homelessness or on the brink of homelessness in Metro Atlanta.
  • Must be a parent or legal guardian of a minor child living in the home.
  • The parent or guardian must be employed full-time for a minimum of three weeks.
  • Photo ID for all adult household members
  • Birth Certificate for all minor children
  • Minor children's school records (report card, IEP, etc.)
  • Certification of homelessness indicates that a family lacks a fixed, regular, and adequate place to stay overnight. This can be evidenced by documents such as a shelter letter, eviction notice, hotel receipt, or a letter from a relative or friend who acknowledges that you are living in a location not intended for human habitation, among other forms of proof.

Applying for the Program

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Applications for the Foundation 3 program are accepted periodically throughout the year, as openings become available. There isn't a specific period for application submissions, so we encourage families to check the website regularly for updates on available spots. For more information, please contact the program director at Foundation3@bcmgeorgia.org.

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Application Process:

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Please click on the link for the eligibility questionnaire. If you are eligible, you will be asked to upload some information and documents, then click submit. You will receive a message saying thank you for completing the application. The program director will review your information to determine your eligibility for a virtual appointment. You will then be contacted by phone and email to schedule your appointment.

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If your submitted documents do not meet the eligibility requirements, you will receive an email notifying you that you are not eligible for the Foundation 3 Program.

I am homeless and need housing now. Why can’t I apply?

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BCM Georgia is not accepting applications for the Foundation 3 program. Applications become available as openings occur, typically when families complete the program.

Please check back regularly or email Foundation3@bcmgeorgia.org to inquire about upcoming availability.

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Am I eligible if I have just given birth to my first child and am not working?  

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The program director will assess your eligibility based on your work history and your homelessness. For example, suppose you have worked at your job for over a year but are currently on maternity leave and living in a shelter. In that case, your situation will be taken into consideration.

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My husband and I are working, but we are homeless and don’t have any children. Are we eligible for Foundation 3?

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The Foundation 3 program does not serve families without children. 

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I have an eviction notice, but I don’t have custody of my children; my children live with my mother. Am I eligible for Foundation 3? 

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The Foundation 3 program does not serve families without children. The children must live in the home with their parents or a legal guardian. 

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I am homeless with children, and the application is not open on your website. Should I take my children to the BCM Georgia Office for assistance with housing? 

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The BCM office is an administrative office, and there are no case managers there to assist.  There is no housing at the BCM Georgia office.

God

We believe that there is one God eternally existing in three persons--Father, Son and Holy Spirit. He is the Creator of all things.
(Genesis 1:1; John 1:1; Matthew 3:16-17; 2 Corinthians 13:14)
We believe in Jesus Christ, God in human flesh, who came to this world to die for our sins and who was bodily raised from the dead.
(1 Corinthians 15:1-8)
We believe in the Holy Spirit, the Spirit of the Living God, who draws people to Christ and who lives in every person who has received Christ.
(John 16:8-9; Acts 2:38; Ephesians 1:13-14)  

The Bible

We believe the Bible is the only infallible, inspired, and authoritative Word of God. As such it is our final authority for all matters of faith and Christian practice. (2 Timothy 3:14-16)

Man

We believe that man, created by God, willfully sinned and as a result, is lost and without hope apart from Jesus Christ.(Romans 3:23, Romans 6:23; Acts 4:12)

Salvation

We believe that salvation—the forgiveness of sins—is available only by the grace of God through the blood of Jesus Christ. This free gift of salvation is offered to all who receive Christ as Lord and Savior. (Ephesians 2:8-9; Colossians 2:6; John 3:16)
We believe the Bible clearly teaches the pattern to receive Christ is to believe in Jesus as God’s Son and Savior of the world, repent of personal sin, and confess Christ publicly.(Romans 10:9; Acts 2:36-38, Mark 16:16)  

The Church

We believe that the Church is the body and bride of Christ on earth, founded on the Day of Pentecost, consisting of all Christians everywhere.(Matthew 16:13-18; Acts 2:14-47)
 We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)

Ordinances

We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)Each week, we take communion to renew our commitment to each other and to Christ. The Lord's supper is an invitation to exalt Jesus together, and as often as we do it, we proclaim the Lord's death until He comes. (1 Corinthians 11:26, Matthew 26:26-28)

End Times

We believe that death seals the eternal destiny of each person. Those who are forgiven will spend eternity with God in heaven, those not forgiven will be eternally separated from God in hell.
(Hebrews 9:27; John 5:28-29; Daniel 12:2; 2 Corinthians 4:14; Acts 17:31)
We believe in the personal return and victorious reign of Jesus Christ, who will judge in equity and justice all people who have ever lived, giving over those who were unrepentant to eternal condemnation but receiving the redeemed into eternal life.(Acts 1:11; 2 Peter 3:9-10; Rev. 19:11-16)

"After exiting the Foundation 3 program I will be eviction debt free, in stable housing with all 3 of my children living together, have my bachelor's degree and the opportunity to gain higher paying jobs."

Aaliyah*

*Names changed to protect the identity of BCM clients

Budget for LifeTM

Budget for Life™ is a 12-month virtual financial education program that partners with working families to build the skills, habits, and knowledge needed for long-term financial stability. Participants commit to making significant changes in their financial behavior while receiving ongoing support through case management, coaching, and classes, with recruitment beginning in September and classes starting each January.

Applications Open Sept. 3
For more information, email BudgetforLife@bcmgeorgia.org
  • The family must live in the Metro Atlanta area.
  • A lease or mortgage in your name and show proof you have paid 3 full months of rent. We do not accept subleases.
  • You must be current on your rent/mortgage to apply to the program.
  • At least one adult in the household is working full-time (35 hours a week). All adults living in the household must be willing to participate in the program by attending all scheduled virtual meetings.
  • Must have enough income to pay monthly expenses, but not enough income to pay outstanding debt.
  • Must be 200% below the federal poverty income level. Please refer to the chart below to determine income eligibility based on family size.
  • Family Size 200% per Month
    • $2,510.00
    • $3,406.67
    • $4,303.33
    • $5,200.00
    • $6,096.67
    • $6,993.33

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  • Photo ID for all adult household members
  • If applicable, a Birth Certificate for all minor children 
  • If applicable, the school records of minor children (report cards, IEPs, etc.)
  • A current lease or mortgage statement in your name
  • Proof you have paid three full months of rent or mortgage and are not behind in your payments
  • Proof of employment

Applying for the Program:

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Budget for Life applications will open in September and will remain open until the number of applicants is screened and accepted into the program. For more information, please contact the program director at BudgetforLife@bcmgeorgia.org.

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Application Process:

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‍Please click on the application link for the eligibility questionnaire. If you are eligible, you will be asked to upload some information and documents, then click submit. You will receive a message saying thank you for completing the application. The program director will review your information to determine your eligibility for a virtual appointment. You will then be contacted by phone and email to schedule your appointment.

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If your submitted documents do not meet the eligibility requirements, you will receive an email notifying you that you are not eligible for the Budget for Life Program.

I am homeless and need housing now. Why can’t I apply?

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The Budget for Life program is for families who are not experiencing homelessness, have a lease or mortgage statement in their name, and are not behind on their payments. 

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I meet the criteria. When can I apply for the program, and when does the program start?

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The applications are available in September until the number of families is screened and accepted into the program.  The eligible families will start the classes in January.  

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I received emergency assistance from BCM Georgia a few months ago, and I am still housed and still facing some challenges with paying my debts. Am I eligible to apply for the Budget for Life Program? 

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Yes, please apply during the recruitment period, which is September. 

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I have debts and have some knowledge of budgeting; will I have to attend and participate in the money management classes?

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The Budget for Life is a 12-month program, and all participants must attend all money management classes, case management meetings, and meetings with a financial coach, as well as participate in the savings and career information sections of the program. Failing to fully commit to the program's offerings will result in termination.

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God

We believe that there is one God eternally existing in three persons--Father, Son and Holy Spirit. He is the Creator of all things.
(Genesis 1:1; John 1:1; Matthew 3:16-17; 2 Corinthians 13:14)
We believe in Jesus Christ, God in human flesh, who came to this world to die for our sins and who was bodily raised from the dead.
(1 Corinthians 15:1-8)
We believe in the Holy Spirit, the Spirit of the Living God, who draws people to Christ and who lives in every person who has received Christ.
(John 16:8-9; Acts 2:38; Ephesians 1:13-14)  

The Bible

We believe the Bible is the only infallible, inspired, and authoritative Word of God. As such it is our final authority for all matters of faith and Christian practice. (2 Timothy 3:14-16)

Man

We believe that man, created by God, willfully sinned and as a result, is lost and without hope apart from Jesus Christ.(Romans 3:23, Romans 6:23; Acts 4:12)

Salvation

We believe that salvation—the forgiveness of sins—is available only by the grace of God through the blood of Jesus Christ. This free gift of salvation is offered to all who receive Christ as Lord and Savior. (Ephesians 2:8-9; Colossians 2:6; John 3:16)
We believe the Bible clearly teaches the pattern to receive Christ is to believe in Jesus as God’s Son and Savior of the world, repent of personal sin, and confess Christ publicly.(Romans 10:9; Acts 2:36-38, Mark 16:16)  

The Church

We believe that the Church is the body and bride of Christ on earth, founded on the Day of Pentecost, consisting of all Christians everywhere.(Matthew 16:13-18; Acts 2:14-47)
 We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)

Ordinances

We believe in a believer’s baptism and that immersion under water is the mode of baptism as indicated by Jesus’ own example and command, and best depicts our union with Christ in His death, burial, and resurrection.(Mark 1:9-10; Matthew 28:19; Romans 6:4)Each week, we take communion to renew our commitment to each other and to Christ. The Lord's supper is an invitation to exalt Jesus together, and as often as we do it, we proclaim the Lord's death until He comes. (1 Corinthians 11:26, Matthew 26:26-28)

End Times

We believe that death seals the eternal destiny of each person. Those who are forgiven will spend eternity with God in heaven, those not forgiven will be eternally separated from God in hell.
(Hebrews 9:27; John 5:28-29; Daniel 12:2; 2 Corinthians 4:14; Acts 17:31)
We believe in the personal return and victorious reign of Jesus Christ, who will judge in equity and justice all people who have ever lived, giving over those who were unrepentant to eternal condemnation but receiving the redeemed into eternal life.(Acts 1:11; 2 Peter 3:9-10; Rev. 19:11-16)

"Budget for Life taught me various tips and tools to aid me in developing a more positive relationship with money."

Asia*

*Names changed to protect the identity of BCM clients